$
MYLOANCALCS.COM
SHEET A-100 / ISSUED FOR PRICING

EVERY LOAN,
DRAWN TO SCALE.

Free calculators for mortgage, auto, personal, and student loans. Enter your numbers below and see your monthly payment, total interest, and full amortization schedule - instantly, no sign-up required.

MortgageAuto LoanPersonal LoanStudent LoanRefinanceAll Calculators
Loan Amount$420,000
Interest Rate6.50%
Term
OPEN FULL CALCULATOR
ELEVATION / FRONTSCALE 1 : YOUR LIFE
$420,000LOAN AMOUNT$2,655PER MONTH, P+I$535,687TOTAL INTEREST / 30 YRS
SECTION A-A / AMORTIZATIONprincipal overtakes interest in year 20
PRINCIPAL / YR INTEREST / YR
No sign-up required
Instant results
100% free forever
No data stored

Drawing Index

CHOOSE YOUR CALCULATOR

Eighteen sheets in the set. Every calculator shows its math, so you can check the work.

Loan Calculators

General Notes

WHY USE A LOAN CALCULATOR?

Before signing any loan agreement, understanding your monthly obligation and total repayment cost is essential. A loan calculator gives you that clarity in seconds - no spreadsheet required.

Whether you are buying a home, financing a vehicle, consolidating debt, or planning for college, MyLoanCalcs gives you a precise breakdown of principal, interest, and total cost for any loan term and rate combination.

All calculators use the standard amortization formula used by banks worldwide. Enter your loan amount, interest rate, and term to instantly see your monthly payment and a full cost summary.

M = P [ r(1+r)^n ] / [ (1+r)^n - 1 ]

Where M is monthly payment, P is principal, r is monthly interest rate, and n is number of payments.

Revision History

FROM THE DATA DESK

The market changes; the sheet gets revised. Official sources only - Freddie Mac, the Fed, MBA, FHFA.

R-492026-07-16DATA RELEASEFreddie MacFreddie Mac PMMS: 30-Year Rate Climbs to 6.55% -- July 16, 2026The 30-year fixed-rate mortgage averaged 6.55% for the week ending July 16, 2026, up six basis points from 6.49%. The 15-year rose faster, gaining eleven basis points to 5.93% and compressing the spread between the two terms to 62 basis points.R-482026-07-09DATA RELEASEFreddie MacFreddie Mac PMMS: 30-Year Rate Back Up to 6.49% -- July 9, 2026The 30-year fixed-rate mortgage averaged 6.49% for the week ending July 9, 2026, up from 6.43% and giving back the previous week's decline. The 15-year averaged 5.82%. Rates have now spent nine weeks inside a 12-basis-point band.R-472026-07-02DATA RELEASEFreddie MacFreddie Mac PMMS: 30-Year Rate Eases to 6.43%, a Seven-Week Low -- July 2, 2026The 30-year fixed-rate mortgage averaged 6.43% for the week ending July 2, 2026, down six basis points from 6.49% and the lowest reading in seven weeks. The 15-year averaged 5.79%.
VIEW ALL REVISIONS

Specifications

UNDERSTAND LOAN TERMINOLOGY

Plain-English guides to the terms and concepts that matter most when borrowing money.

Mortgage & Home Loans
Loan Fundamentals
How-To Guides

FAQ

COMMON QUESTIONS