About

About De Van Do and MyLoanCalcs.com

MyLoanCalcs.com is a free financial calculator site built by De Van Do, who has a background in technology and kept running into the same problem: online loan calculators were either too simple to be useful, buried under lead-capture forms, or produced results that could not be verified. This site is the alternative -- accurate tools, transparent formulas, no sign-ups, no lead generation.

De Van Do is not a lender, broker, or licensed financial advisor. MyLoanCalcs.com does not sell user information or earn commissions on loan referrals. Revenue comes from display advertising only, which keeps the editorial content independent.

How Our Calculations Work

Every calculator uses the industry-standard amortization formula: M = P[r(1+r)^n] / [(1+r)^n - 1], where M is the monthly payment, P is the principal, r is the monthly interest rate, and n is the number of payments. This is the same formula published by the CFPB and used by lenders. Calculator inputs run entirely in your browser -- no data is transmitted to or stored on our servers.

Our Content Standards

All financial figures on this site are sourced from official government agencies and GSE publications: Freddie Mac PMMS for weekly rate data, FHFA for conforming loan limits, HUD/FHA for FHA loan limits, the VA for funding fee tables, and the CFPB for regulatory thresholds. We do not publish financial advice. For decisions specific to your situation, consult a licensed financial professional or HUD-approved housing counselor.

Our Network of Calculator Sites

MyLoanCalcs.com is one of several independent calculator sites built and maintained by De Van Do, each focused on a different subject: MyPctCalculator.com (percentages and everyday math), MyTaxCalcs.com (income tax estimates), Visual-Mortgage.com (in-depth mortgage tools), and MyInsuranceCalcs.com (insurance estimates). The sites share a common design and code foundation but publish independent, subject-specific content. We disclose this relationship in the interest of transparency; each site stands on its own, and none sells user data or earns loan-referral commissions.

Contact De Van Do at [email protected] with questions, corrections, or feedback.