Privacy Policy
Last updated: June 11, 2026
Your Data Stays on Your Device
All calculations on MyLoanCalcs happen entirely within your browser. We do not collect, store, or transmit any financial figures you enter into our calculators. Your loan amounts, interest rates, and income figures never leave your device.
Overview
MyLoanCalcs ("we," "us," or "our") operates the website myloancalcs.com. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. We are committed to protecting your privacy and being transparent about our practices.
Information We Do Not Collect
We do not require you to create an account, provide your name, email address, phone number, or any other personal identifying information to use any feature of this website. All calculator inputs are processed locally in your browser and are never transmitted to our servers.
Information We Collect Automatically
Like most websites, we collect certain non-personal information automatically when you visit:
- Usage data: Pages visited, time spent on pages, referring URLs, and general navigation patterns collected via Google Analytics.
- Device information: Browser type, operating system, screen size, and device type used to improve site performance and compatibility.
- IP address: Collected automatically by our hosting provider and analytics services. We do not use IP addresses to identify individuals.
- Cookies: Small text files placed on your device by analytics and advertising services (see Cookies section below).
Google Analytics
We use Google Analytics (GA4) to understand how visitors use our site. Google Analytics collects anonymous usage data including pages viewed, session duration, and general location (country/region level). This data is aggregated and does not identify individual users.
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
Google AdSense and Advertising
We use Google AdSense (Publisher ID: ca-pub-5193834725888549) to display advertisements on our website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.
You may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, you can opt out of third-party vendor use of cookies for personalized advertising by visiting aboutads.info.
Cookies
Cookies are small text files stored on your device. We use the following types of cookies:
- Analytics cookies: Set by Google Analytics to track anonymous usage statistics.
- Advertising cookies: Set by Google AdSense to serve relevant advertisements.
- Preference cookies: Used to remember your dark/light mode preference.
You can control cookies through your browser settings. Disabling cookies may affect the functionality of some features.
Third-Party Links
Our website may contain links to third-party websites including official government and agency sources such as Freddie Mac, the Federal Reserve, and the CFPB. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.
Children's Privacy
MyLoanCalcs is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information, please contact us and we will promptly delete it.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at contact@myloancalcs.com.